Agentic Banking & AI Act: Is an AI-Controlled Wallet the Future? | Michał Grela | Euvic Talks
Would you trust your savings to artificial intelligence that not only suggests financial solutions but also executes transactions on your behalf? The vision of Agentic Banking, where autonomous AI agents manage our finances and digital wallets, is quickly becoming a reality. Today’s banking sector faces a major challenge: how to balance rapid technological innovation with the strict legal regulations introduced by the European Union.
In the latest episode of Euvic Talks, Bartosz Śliwa (Head of Delivery at Euvic S.A.) speaks with Michał Grela (Head of Growth at Speednet, a Euvic Group company and fintech sector expert). Together, they take a deep dive into the future of digital banking, the impact of the AI Act on financial innovation, and the critical role of cybersecurity in modern financial services.
Find out why European regulations, despite their strict nature, may become the foundation of customer trust — without which no modern financial technology can survive in the market.
What will you learn from this episode?
- Agentic Banking in practice: Are autonomous AI agents the inevitable future of payments and wealth management?
- The AI Act as an accelerator (enabler): How EU regulations help build credibility and trust among end customers.
- Modern cybersecurity: Why advanced artificial intelligence is currently the only effective shield against cyberattacks and deepfake-driven fraud.
- Legacy system modernization: How banks and financial institutions are moving away from outdated IT systems without relying on risky “Big Bang” transformations.
- Reducing Time-to-Market: Why the speed of launching financial products has become critical for market survival.
Meet our guest

Michał Grela
Head of Growth
Speednet
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